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Tuesday, January 6, 2015

Financial Peace? Yes, please!

Hello!!

Have you heard of Dave Ramsey?  Have you heard of his Financial Peace University (FPU)?   Well, I have and I finally have the opportunity to attend this nine week course towards financial freedom!! Goooo ME!
Materials for FPU


I first heard of Dave Ramsey several years ago.  A friend had recommended one of his books that explained how to pay off debt, investing money, saving money, etc..... But I didn't really take it all that serious.  I mean, I bought the book and had intended on reading it and following Dave's advice, but just never really got around to it.  Over the years, I had listened to a few of Dave's radio shows and watched a few of his YouTube videos and thought to myself, "I'd really like to take his Financial Peace University course", but again just never got around to it.  I do not have a ton of debt, but I knew that Dave taught more than just paying off debt; he talked about investing your money wisely, how to be a savvy home buyer/seller, and most of all giving.   Not just the occasional donation or church offering here and there, but giving BIG and regularly.  So, around the holiday season when I once again Googled Dave Ramsey, I found that there would be new classes starting after the new year for FPU in my area and I immediately took to social media (Facebook) to get anyone's opinion regarding the FPU course.  Surprisingly, several of my FB friends had taken the course and some had even taken it twice.  Needless to say, the FPU came highly recommended, so I signed up! My first class is meeting Monday, January 12 just a couple of miles from home.  Yea!

If you are not familiar with Dave Ramsey and his financial teachings, but would like to know more, I suggest looking up Dave on his web site or on YouTube.  He seems like a really nice guy.

I will keep you all posted on what I'm learning and then of course at the end of my nine weeks I will let you know if I recommend this or not.  (I'm gonna guess yes, I would recommend - I did not come across one person  who had taken the course that did not recommend it.)

~Pru

Monday, January 5, 2015

Happy 2015!!






Can you believe it?  It's 2015!  I don't know 'bout you, but 2014 went by so fast. A whole year has past in the blink of an eye!  Well, as one year ends a new one begins.  A new year full of new hopes and possibilities and I am ready! 

A few weeks ago I had received my December 2014 Vegan Cuts box, but I had not opened it.  With the Christmas season, things got a little busy around here, so I had put off opening my box and filming my box reveal for my YouTube channel.  Today, I finally opened my box and as I type this blog, I am uploading my box reveal video on YouTube. 

I love receiving my Vegan Cuts box each month; it is a great introduction to cruelty free and/or vegan beauty products.  Some things I receive I really love and some things I receive.....well, they miss the mark for me.  But that's ok  - its about discovering new products and that is the goal of my cruelty free journey.  Aside from receiving my Vegan Cuts box, I troll the internet reading about cruelty free products and where to purchase those products.  I've found some on my own and I've tried them out, but again some things I could have done without (and my pocket could have kept the $$).  One of my goals for this year is to post more frequently about things that I not only receive in my box, but the things that I find on my own and whether or not they are worth the cash.  I also want to incorporate info on what products I've finished.  Meaning, products that I've used up and the ones that I just couldn't get through. Maybe some beauty tips and tricks too.  Oh, and fashion...maybe.  Some days I look great, but some days......well...... hey, I'm a full-time student - most of my days are spent behind my computer doing class work! 

So, please stay tuned to Simply Pru.......2015 is going to be AWESOME!!!!
~Pru